Frequently Asked Questions
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What is covered with my personal Cyber Insurance Plus policy?
Depending on the level of coverage you choose it will include protection related to: cyber financial fraud, breach of privacy, cyber bullying, identity theft, electronic data restoration and device replacement, transfer fraud, cyber extortion.
What is a Personal Cyber Insurance Policy?
An insurance policy designed to protect you and your family in the event of a digital attack or data breach of your personal information or devices. With a Cyber Insurance Plus policy you will be covered for expenses related to a cyber event such as cyber bullying, fraudulent wire transfer and identity theft.
What information is required in order to obtain a quote?
We have made getting a Cyber Insurance Plus quote clear and easy. Simply enter your zip and email address and we give you a quote. Once you choose the coverage amount, we will ask for your address, birthday (to verify you are 18+ years of age), phone number and payment details.
How many people can I add to my policy?
You can add your entire household and depending on the Cyber Insurance Plus policy you choose up to five additional digital friends or family members.
What are the limits of the policy?
It is dependent on the coverage you choose. Up to $10,000 on a 'standard' policy, up to $50,000 on a 'premium' policy and up to $100,000 on a 'comprehensive' policy.
What is not covered in my personal cyber insurance policy?
Like other insurance, Cyber Insurance Plus policies exclude coverage for certain losses. Our personal cyber insurance policies generally do not cover: prior knowledge, acts of certain people, confiscation, digital currencies, insolvency, travel restriction, gambling and transactional losses (excluding under the cyber financial fraud and deceptive transfer fraud coverage parts). Cyber insurance policies also typically exclude coverage for any incident or claim that arises from or is based on a willful, intentional, deliberate, malicious, fraudulent, dishonest, or criminal act or omission committed by the insured.
How old must one be to purchase a personal cyber insurance policy?
You must be 18 or older to purchase.
How much does a personal cyber policy cost?
Premiums start as low as $5.28 a month. It depends on the level of cyber protection you choose and that will work best for you and your family.
Are there any discounts being offered?
Yes, by paying upfront for an annual plan you can receive a 5% discount on your policy.
Which payments are accepted to purchase Cyber Insurance Plus?
We accept all major credit cards: Visa, American Express and Mastercard.
In what areas is the coverage being offered?
Currently Cyber Insurance Plus is available in most states with our coverage area growing monthly. By simply inputting your zip code we will immediately inform you if our products are currently being provided in your state. As more states are being added all the time, please check back in the event it is not being offered in your state at this time.
Who is covered on this policy?
Your family members residing within your household at the address you have given us on the submission page.
The coverage examples described here are hypothetical claim scenarios and are intended to show the types of situations that may result in claims. These scenarios are not based on actual claims and should not be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms and conditions of the policy as issued and applicable law.
Still Have Questions?
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